Maxed Out (Part 1)

Bob Weinstein is a journalist who covers technology, project management, the workplace and career development.

  Career Development  

As we close out 2010 and settle into 2011, what better time to reflect upon our careers, lifestyles and earnings potential? This is the time of year to make resolutions that better our lives. It’s the time to give up bad habits, set constructive goals and to take a hard look at our finances so money can be wisely invested for the future. Whether we keep our resolutions or not, the concept of turning over a new leaf is a good one.

Educated professionals--whether project managers, engineers, software developers, scientists, economists or business analysts--ought to make no assumptions about their futures. A good job and education, once the foundation for enjoying the fruits of prosperity, no longer guarantee financial security. This fact alone is reason enough for creating strategies that build wealth. Clearly, a six-figure salary alone doesn’t cut it any longer. Neither does a pension (if you’re lucky enough to get one) or Social Security. And retirement? Like the fantasy of the four-day work week of the 1950s, most Americans will work till they drop. This story looks at our jobs, futures and the financial imperatives that can improve the quality of our lives.

Most Americans seldom think about the perks and freedom of living and working in a free society where anything is possible. Combine talent and passion, and anyone can achieve the American dream…

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